Cancer Lump Sum Benefit and Limited Specified Disease Benefit for Heart Attack and Stroke.
Have a plan for the unthinkable. In the event of the first diagnosis of a critical illness, this plan will pay a lump-sum, cash benefit to help you cover your out-of-pocket expenses that insurance doesn’t cover. You can use the cash any way you choose and reduce the potential financial impact on your loved ones.
|Critical Illness (CI) Benefit Details|
|Waiting Period||60 Days|
|Pre-Existing Conditions Period||12 Months|
|Benefit Eligibility for Pre-Existing Conditions||12 Months After Eff. Date|
|Limited Specified Disease Benefit Rider|
|Cancer Lump Sum Benefit Rider|
|Cancer Lump Sum Benefit||100%|
Critical Illness Benefit Features:
A 60-day waiting period applies to benefits in most states. You will only be allowed one benefit payout per covered person. If a spouse and/or children are on the policy, they are covered at 100% of the benefit.
Benefits will not paid for a covered Critical Illness caused or contributed to by, or resulting from, a Pre-existing Condition until the Covered Person is insured under this Policy for at least 12 months. The Critical-Illness Benefit Rider terminates at age 60 for adults and age 26 for dependent children. See disclaimers and disclosures for more details.
$10,000 Benefit Level
Pays 100% for member, spouse, and children